Who we are
DSCR Loans New Jersey is a Loan Daddy LLC brand, NMLS 2827624. Loan Daddy LLC is a mortgage broker. Broker, not lender. NMLS #2827624 (nmlsconsumeraccess.org). AZ CMB Licensed · #CMB-2016143. Equal Housing Opportunity.
This site is the New Jersey hub of that brokerage: one place for investors anywhere in the state to understand how DSCR financing works here and to send a scenario. We built it around what makes New Jersey different: heavy and highly local property taxes, strong tenant protections, older multi-family housing and a Shore with its own rules.
What we do
- Review your scenario the way a wholesale underwriter will, starting with the real tax bill and the in-place rent.
- Shop wholesale DSCR programs that cover New Jersey, the county and the property type.
- Present the options that fit, with the trade-offs explained in plain English.
- Coordinate the file with the wholesale lender through closing.
What we do not do
- We do not lend money or make credit decisions. Wholesale lenders underwrite, approve and fund loans.
- We do not arrange loans for homes you or your family will live in, including one unit of a two-family.
- We do not publish pricing or promise approval, timelines or leverage.
- We do not give legal, tax or investment advice.
How we are paid
As a broker, Loan Daddy LLC is compensated for arranging the loan, either by the borrower, the lender or both, as disclosed in your loan documents. You will see the compensation before you commit.
Business-purpose loans for non-owner-occupied investment property only; not for personal, family or household use. Not a commitment to lend. All loans subject to underwriting and lender/investor approval; terms subject to change.
Ready? Apply for a New Jersey DSCR loan, or read licensing and disclosures.
DSCR Loans New Jersey is a Loan Daddy LLC brand, NMLS 2827624.