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Terms of Use

TL;DR

This website provides general information about business-purpose DSCR financing for New Jersey investment property. Nothing here is an offer of credit, a loan approval or a commitment to lend, and Loan Daddy LLC is a mortgage broker, not a lender.

Informational purpose

Content on dscrloansnewjersey.com, including guides, market pages, comparisons and the calculator, is general information. It is not legal, tax, insurance or investment advice. Laws, local ordinances and lender guidelines change; confirm details with the appropriate professionals and authorities.

No offer of credit

Business-purpose loans for non-owner-occupied investment property only; not for personal, family or household use. Not a commitment to lend. All loans subject to underwriting and lender/investor approval; terms subject to change.

Loan Daddy LLC is a mortgage broker, not a lender. Loans are made by wholesale lenders, which make all credit decisions. No pricing is published on this site.

Business-purpose only

Financing discussed on this site is for non-owner-occupied investment property held for business purposes. By submitting a request, you represent that the property will not be occupied by you or your family and that loan proceeds will be used for business purposes.

Calculator

The DSCR calculator produces estimates from the figures you enter. Results are not quotes, approvals or commitments to lend, and lenders may calculate figures differently, including by using appraised market rent.

Acceptable use and changes

Do not misuse the site, submit false information or attempt to interfere with its operation. We may update these terms; the current version is always on this page. Questions? See licensing, our privacy policy, or apply to talk with us.

Have a New Jersey rental in mind?

Send the address, rent and tax bill. We shop wholesale DSCR programs for business-purpose loans.

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Send a New Jersey scenario

Give us the address, the rent and the real municipal tax bill. We shop wholesale DSCR programs and tell you which ones the numbers clear, and which ones they do not.