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Application · About five minutes

Apply for a New Jersey DSCR Loan

TL;DR

Tell us about the New Jersey rental, the rents and the loan you want, and a broker will review it against wholesale DSCR programs. Only business-purpose, non-owner-occupied investment property qualifies; if you will live in the property, we cannot help with that loan.

Your New Jersey scenario

Business-purpose, non-owner-occupied investment property only. Broker, not lender; not a commitment to lend. Privacy

What happens after you send it

  1. A Loan Daddy loan specialist reviews the scenario, starting with the tax bill and rents.
  2. We follow up to fill gaps: leases, insurance quote, entity documents, lead-safe or CO status.
  3. We shop wholesale DSCR programs that cover New Jersey and the property type.
  4. You review the options. If you go ahead, the wholesale lender orders the appraisal, underwrites and funds.

Have these handy: the address and municipality, the price or value, leases or a rent roll, the current tax bill, insurance quotes (with flood coverage where it applies), the lead-safe or certificate of occupancy status, the loan amount and the borrowing entity.

Not ready yet? Run the numbers in the DSCR calculator, read the New Jersey DSCR loan overview or browse the FAQ.

Have a New Jersey rental in mind?

Send the address, rent and tax bill. We shop wholesale DSCR programs for business-purpose loans.

Apply nowOr run the DSCR calculator →

Send a New Jersey scenario

Give us the address, the rent and the real municipal tax bill. We shop wholesale DSCR programs and tell you which ones the numbers clear, and which ones they do not.

Apply for a NJ DSCR loanRun the DSCR math first